Long-Term Care Insurance
Traditional Long-Term Care Insurance
Stand alone long-term care insurance that has affordable premiums that are paid over your lifetime until long-term care is needed.
Asset Based Long-Term Care Insurance
A newer form of insurance that allows for a return of premium if desired, a tax-free death benefit if long-term care benefits are not needed and premiums that are guaranteed not to increase.
Long-Term Care Planning and Funding
Things to consider in the planning process and the options available for funding long-term care insurance.
70% of Americans age 65 and older will need long-term care in their lifetime* Medicare and You 2014, U.S. Department of Health and Human Services, Sept. 2013